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Options for Dental Insurance KY

May 20th, 2013     News

Dental insurance KY works the same way with health insurance. This means that you can also choose indemnity and managed care plans for your dental insurance. There are some employers who provide dental coverage to their staff but for those individuals who are not covered by their employers then they can purchase affordable dental insurance.

Having a healthy smile is not as simple as it sounds. Professional dental care and dental treatment can be expensive. Whether you are searching for a group dental insurance or an individual dental insurance it is very important to find an affordable dental insurance KY.

Kentucky residents can choose to buy managed care plans or indemnity plans for their dental coverage. In managed care plans, the dentists of the network can provide treatment to the insured at pre-negotiated rates. In indemnity plans, you can have a vast selection of dental care providers compared to managed care plans however you will have a higher out of pocket expenses.

You will have to pay a monthly premium for your dental insurance plan in order to enjoy the basic dental treatment, cleanings, x-rays, regular checkups and other dental services which promote dental health. Different plans have different coverage. There are some plans which cover dentures, dental surgery, orthodontia and other high cost dental procedures.

Preferred Insurance Group has been serving Kentucky residents for 20 years now. Aside from offering affordable health plans, we also provide group health plan, dental insurance KY, life insurance, annuities and long term insurance. We are composed of licensed independent agents who will work with you in matching a health plan that is right for your lifestyle and budget.

Our insurance agents completely understand that it is not easy for you to choose a good plan especially if you are unfamiliar with the insurance industry. We are working with some of the leading health insurance companies in Kentucky which include the Humana One and Anthem BCBS. If you want to obtain free quotes without any obligation then visit us at http://pinsgroup.net/ or contact us at 877-334-1597.