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Individual Health Insurance

Shopping for health insurance for individuals? Preferred Insurance Group has a number of great options for you to review.

An individual health plan can be useful for protecting yourself or your loved ones from medical expenses due to unexpected illness or accident. You may be looking for an individual health plan if you are self-employed, or you do not get group health insurance through your employer. Making sure you have fully reviewed your individual health insurance Kentucky, Indiana, and Ohio options before purchasing your plan can help you keep costs down and prepare for the future.

There are several options available to you. Some of your options for individual health insurance include:

  • HMO (Health Maintenance Organization)

    Considered the most affordable plans, an HMO creates a network of medical professionals, hospitals and other care providers to choose from so you have access to care.

  • PPO (Preferred Provider Organization)

    An affordable and flexible individual plan that includes coverage under any health care provider.

  • Health Savings Account (HSA)

    Coverage includes a high-deductible plan and a health savings account consisting of catastrophic coverage with a low premium and a tax-free savings account that can be used to pay for medical expenses. 

  • Fee for Service (FFS)

    After you receive the medical care you require, you are reimbursed for a percentage of that cost.

As always, we offer some of the leading health plans from trustworthy insurance carriers like BCBS of KY, so you can feel confident in your coverage and rate. For more information on individual health insurance in Kentucky, Ohio, or Indiana, contact us today.

Get your free health insurance quote here! Our experts are on hand to help you choose the right plan.